About UK Financial Hub

UK Financial Hub is a free online resource dedicated to helping UK residents make better financial decisions.

We provide accurate, easy-to-use financial calculators and educational guides covering mortgages, tax, savings, and personal finance.

Our Mission

Financial clarity shouldn't be complicated or expensive. We believe everyone deserves access to tools that help them understand their finances without jargon, hidden fees, or pushy sales tactics.

Our mission is simple:

  • Provide free, accurate financial calculators for UK residents
  • Make complex financial concepts easy to understand
  • Help people make informed decisions about mortgages, tax, savings, and investments
  • Stay up-to-date with the latest UK tax rules and regulations

What We Offer

💷 Free Financial Calculators

All our calculators are completely free to use, with no signup required:

  • Mortgage Calculator - Calculate monthly payments, total interest, and model overpayments
  • Income Tax Calculator - See your real take-home pay after tax, NI, and student loans
  • Stamp Duty Calculator - Work out SDLT including first-time buyer relief
  • Compound Interest Calculator - See how your savings grow over time
  • Investment Calculator - Model investment returns with monthly contributions
  • Simple Interest Calculator - Calculate interest on loans and savings

📚 Educational Guides

We publish in-depth guides to help you understand:

  • How UK tax really works in 2026
  • The true cost of mortgages over 25-35 years
  • Common financial mistakes and how to avoid them
  • Tax-efficient strategies for pensions and savings

Our Values

đŸŽ¯ Accuracy First

We use official HMRC tax bands and formulas. All calculators are regularly updated to reflect the latest UK regulations for the 2025/26 tax year.

🔓 Always Free

No paywalls, no "premium" features, no email signup requirements. If you find it useful, that's payment enough.

đŸšĢ No Bias

We don't sell financial products. We're not affiliated with banks, mortgage brokers, or investment firms. Our only goal is to provide accurate information.

📖 Educational

We explain the "why" behind the numbers. Our guides help you understand how calculations work, not just what the result is.

Who We Are

UK Financial Hub was created in 2026 to address a simple problem: most financial calculators are either outdated, inaccurate, or buried behind signup walls.

We're a small team passionate about personal finance education. We believe that understanding your finances is the first step to taking control of them.

Our calculators are built using the latest web technologies and are regularly maintained to ensure accuracy as UK tax laws change.

Our Commitment to You

We promise to:

  • Keep all tools free forever
  • Never sell your data (we don't collect it in the first place)
  • Update calculators when tax rules change
  • Respond to feedback and feature requests
  • Maintain clear, honest disclaimers about what our tools can and can't do

Important Disclaimer

UK Financial Hub provides educational tools and information only.

We are not financial advisors, accountants, or mortgage brokers. Our calculators provide estimates based on the information you enter. Always verify results with:

  • Your employer's payroll department
  • HMRC for tax questions
  • A qualified mortgage broker or financial advisor for specific advice

Use our tools to inform your decisions, but not as a substitute for professional financial advice tailored to your individual circumstances.

Get in Touch

Have questions, feedback, or found an error? We'd love to hear from you:

📧 Contact Us

Email: whenmoonlabs@gmail.com

We aim to respond within 48 hours.

What's Next?

We're constantly working to improve UK Financial Hub. Coming soon:

  • Stamp Duty calculator guide
  • Self-employed tax calculator
  • Pension contribution optimizer
  • Student loan repayment calculator

Want to be notified when we add new tools? Send us an email and we'll keep you updated.

Start Using Our Calculators

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Explore All Calculators →